Miami Public Adjusters are experienced professionals in helping all types of real estate and property loses. We have an aim to provide best insurance claims assistance to owners of individual property, family homes and small businesses. We also provide our expert services to retailers and industrial corporate clients as well.
Our clients can count on our seasoned team to represent their personal and financial interests in a competitive legal environment. An environment that rewards experienced, highly organized and specialized professionals to properly prepare and conduct such cases. We will negotiate on your behalf for the settlement of an insurance claim under its specific policy.
Miami Public Adjusters have extensive knowledge in calculating the insurable values for all types of offices, industrial and specialty buildings, retail structures, including property, office equipment and furnishings. In this regard, our appraisers have enough experience and knowledge that they can establish insurance to cover all such items in case of any loss.
Commercial Property Appraisals is our best service for such clients, where all requirements of re-insurers, brokers and property carriers are met.
Miami Public Adjusters have applied their impressive claims adjustment track record to the establishment of the insurable values for all types of personal property, buildings and equipment in every industry. Our experienced and professional appraisers will make sure the final insured amount will sufficiently cover all types of property with fair replacement insurance, in case of a loss.
Our respected clients are using this corporate appraisals service to meet the comprehensive requirements of re-insurers, property policy carriers and brokers as well.
The appraisal process starts only when a proposed insurance claim award for covering the claim is disputed. At this stage, an appraisal provision is requested in writing by the either party. Next, both the policyholder and the insurance company must select an independent third party, which is then appointed to serve as their Appraiser. This process is followed to reduce the time and high instance of expensive lawsuits, when the only point of dispute is the loss amount. Though, the State Regulators provide this appraisal mechanism for reducing overall costs, such appraisers must be proven professionals who thoroughly understand insurance claims and issues. They should also have extensive knowledge of construction and replacement costs; otherwise the entire process will be wasted.
Miami Public Adjusters have vast experience and extensive knowledge of the appraisal process for all types of insurance claims. We produce a methodical analysis of the replacement cost that is also supported by many professionals including inspectors, contractors and engineers. We are proud of our teams that know the main purpose of this process is to save cost. They also know the specific requirements of every insurance claim like potential site clearing, efficient provisions and remediation for operational areas or even relocation. Miami Public Adjusters are known to quickly bring both sides to an agreement with minimum legal expenses and time loss.
Miami Public Adjusters deliver a courtroom experienced team who know that a disaster claim’s legal outcome is based on solid calculations forming the basis of well-prepared claims. Public adjusters represent clients as their link to the jury. The centralized importance of a well prepared claim and their experience with communicating its merits make Miami Public Adjusters your most important, visible and reliable communication link as well.
To solidly establish your claim and for laying early foundation to support the most favorable outcome, it is necessary that you move quickly to retain trusted professionals to represent your claim. In this field, our adjusters have many years of experience and our clients immediately appreciate the advantages of their seasoned professionalism.
Most commonly when a property is destroyed, the largest business costs are extra expenses and lost income. In such cases, it is very hard to determine the value for covering extra expenses such as phone and internet re-connection or rental cars. This type of loss associated expense is not often allowed for with many insurance policies. We have experienced professionals who know that when a business is destroyed, it might take a lot of time to return to last production levels and income. In this regard, Business Income and Extra Expense insurance can cover these important time related losses.
Miami Public Adjusters will help guide you with planning a rider to anticipate and cover the extra expenses, like determining the costs for long-term business plans, alternate space and telephone service restoration. For determining the amount of protection required for the Businesses Income and Extra Expenses, specific business costs and emergency plans must be evaluated carefully.
It is critical to consider potential loss in income due to any sudden disaster. Business Interruption Insurance covers this often overlooked, but very common, potential type of loss. Miami Public Adjusters, who are experts in calculating the amount of structural and property loss, also provide their clients the tools for calculating the correct amount of policy protection and, if necessary, submitting such insurance claims. It is very important to calculate this amount accurately and with the proper anticipated coverage needs, you and your team can get back to work without the added debt burden suffered by sudden income loss.
Replacement cost is considered as the amount that it would cost to replace assets at current values. It looks so simple till you read the term current values, in which replacements values are expected to be applied with quality and utility. It means, it is an estimated cost to construct a building at current prices including all current standards, materials and layout. We provide this service through the experts who work for you to get Replacement Cost Analysis for all residential subdivisions and complex commercial buildings as well.